Blocked Account in Germany: Everything You Need to Know About Financing your studies in Germany 

 

What Is a Blocked Account in Germany? 

A Blocked Account (Sperrkonto) is a special type of bank account designed for international students, job seekers, and visa applicants. The account is “blocked,” meaning you cannot withdraw the entire amount at once. Instead, the funds are released in monthly installments to cover your living expenses in Germany. 

 

Why Do You Need a Blocked Account? 

📌 Visa Requirement: The German government requires proof that you can support yourself financially. 
📌 Covers Living Expenses: Helps you manage monthly expenses while studying in Germany. 
📌 Ensures Financial Security: The blocked amount guarantees you won’t face financial difficulties during your stay. 

 

Who Needs a Blocked Account? 

You need a blocked account if you are applying for: 

✅ Student Visa: Required for international students who are not receiving full scholarships or financial sponsorship. 
✅ Job Seeker Visa: Mandatory for professionals seeking jobs in Germany without a prior job offer. 
✅ Language Course Visa: Needed if you are coming to Germany for a German language course before starting university. 

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💡 Exception: If you have a scholarship, a sponsor in Germany (via a formal Verpflichtungserklärung or "Declaration of Commitment"), or proof of sufficient funds, you may not need a blocked account. 

 

How Much Money Do You Need in a Blocked Account? 

As of  2025, the minimum required balance in a blocked account is €11,904 per year. This means you must deposit at least: 

✔️ €992 per month (withdrawal limit per month) 
✔️ €11,904 per year (total amount required) 

 

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Frequently Asked Questions (FAQs) 

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1. How long does it take to open a blocked account? 

Most online providers process applications within 1–2 weeks, but traditional banks like Deutsche Bank may take 4–6 weeks. 

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2. Can I withdraw all my money at once? 

No, the maximum monthly withdrawal limit is €992. The account is designed to ensure financial stability. 

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3. What happens if I don’t use all the money? 

If you return to your home country early or secure alternative funding, you can request a refund. You may need to provide proof, such as a flight ticket or visa cancellation. 

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4. What if my visa is rejected? 

If your visa is denied, you can request a full refund of your blocked amount (excluding service fees). 

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5. Can I open a blocked account after arriving in Germany? 

No, the blocked account must be opened before you apply for your visa. 

 

6. Can I work while using a blocked account? 

Yes! Students in Germany can work 120 full days or 240 half days per year, which helps cover additional expenses. 

 

Is a Blocked Account Necessary? 

✅ If you plan to study in Germany, a blocked account is one of the easiest and most recognized ways to prove financial stability. 

✅ It ensures you have enough funds to live in Germany without financial stress. 

✅ While alternatives exist, a blocked account is often the safest and most straightforward option for securing a visa. 

💡 Planning to move to Germany soon? Start setting up your blocked account today and ensure a smooth visa process! 

 

💰 Need a Blocked Account for Your Germany Visa? Let’s Make It Stress-Free! 

Setting up a blocked account is a crucial step for your student or job seeker visa, but the process can be confusing. AbroadAssist ensures a smooth, hassle-free setup! 

✅ Step-by-step guidance—no guesswork, no stress 
✅ Compare the best providers for fast processing 
✅ Get everything done right to avoid visa delays 

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