💰 Cost of Living in Germany for International Students: A 2025 Guide

📊 Average Monthly Expenses 

As of 2025, cost of living in Germany for international students is between €992 and €1,500 a month. This estimate encompasses accommodation, food, transportation, health insurance, and other miscellaneous costs. Annually, this amounts to approximately €11,904 to €18,000.  

🏠 Accommodation 

Accommodation typically constitutes the most significant portion of a student's budget. The costs vary based on the type of housing and its location: 

• Student Dormitories: Managed by student services organizations, these are among the most affordable options, with monthly rents ranging from €200 to €400.  

• Shared Apartments (WG - Wohngemeinschaft): Sharing an apartment with other students is a popular choice, with costs between €350 and €500 per month.  

• Private Apartments: Renting a private apartment is the most expensive option, with prices varying significantly based on the city and size, ranging from €500 to €1,200 monthly.  

Note: Accommodation costs are higher in major cities like Munich, Frankfurt, and Hamburg compared to smaller towns. 

🍲 Food and Groceries 

Monthly food expenses for students typically range from €150 to €250. Cooking at home and shopping at discount supermarkets like Aldi or Lidl can help manage these costs. Occasional dining out at affordable eateries may cost between €10 and €20 per meal.  

🚍 Transportation 

Germany's efficient public transportation system is both reliable and student-friendly: 

• Semester Ticket: Many universities offer this ticket, providing unlimited travel within certain zones for six months, costing between €150 and €250.  

• Bicycles: Cycling is a popular and economical mode of transport. Purchasing a second-hand bicycle can cost between €100 and €300. 

🩺 Health Insurance 

Health insurance is mandatory for all students: 

• Public Health Insurance: Students under 30 are generally required to have public health insurance, costing approximately €110 to €130 per month.  

• Private Health Insurance: Older students or those with specific needs might opt for private insurance, with premiums varying based on coverage. 

📚 Miscellaneous Expenses 

Additional monthly expenses may include: 

• Internet and Mobile Phone: Approximately  €50. 

• Leisure and Entertainment: Depending on personal preferences, €50 to €100. 

📈 City-Specific Costs 

Living expenses can vary significantly based on the city: 

• Munich: Known for its high living costs, with monthly expenses averaging €1,500 or more. 

• Berlin: A more affordable capital city, with estimated monthly costs around €1,200 to €1,400. 

• Leipzig: One of the more affordable cities, with monthly expenses ranging from €900 to €1,100. 

💡 Money-Saving Tips 

• Student Discounts: Always carry your student ID to avail discounts on transportation, museums, cinemas, and more. 

• Mensa Cafeterias: University cafeterias offer nutritious meals at subsidized rates, typically between €2 and €5. 

• Part-Time Jobs: International students are permitted to work up to 140 full days or 240 half days per year, providing additional income to support living expenses. 

While Germany offers affordable or tuition-free education at public universities, it's essential for international students to budget for living expenses, which can range from €11,904 to €18,000 annually as of 2025. Costs vary based on accommodation choices, city of residence, and personal lifestyle. By planning wisely and taking advantage of student benefits, living in Germany can be both manageable and enriching. 

💰 Worried About Living Costs in Germany? Plan Ahead with AbroadAssist! 

Understanding the cost of living is crucial before studying in Germany. From finding affordable rent to choosing the best insurance provider, we’ll help you navigate on your journey to study in Germany that fits your budget 

📩 Need expert advice? 👉 Contact us now!